Legal Policies

Privacy Policy

At Credit Relief Canada, your privacy is our priority. This policy outlines how we handle your data when you interact with our website and tools.

1. Information Collection

We do not collect personal identification details (such as names, addresses, or phone numbers) while you are browsing our site or using our educational tools, including the Credit Score Simulator.

2. Service-Specific Data Sharing

Personal data is only requested and processed if it is strictly required by the functionality of a service you explicitly select. This includes:

• When you submit an application for a loan referral.
• When you request a personalized credit assessment.
• When you contact our support team.

In these cases, your data is shared only with the specific financial partners or lenders necessary to fulfill your request.

3. Cookies and Analytics

We use minor tracking technologies (cookies) to improve site performance and understand user behavior. This data is anonymized and does not identify you personally.

4. Your Consent

By using our service, you consent to our privacy practices. If we ever require more sensitive information, we will ask for your explicit consent at the point of collection.

Terms & Conditions

By accessing https://www.creditreliefcanada.ca/, you agree to be bound by these Terms and Conditions.

1. referral Service Disclaimer

Credit Relief Canada is a referral service, not a lender. We connect users with third-party financial institutions. We do not make credit decisions, guarantee loan approval, or determine interest rates.

2. No Financial Advice

The content provided on this website, including calculations from our simulator, is for educational and informational purposes only. It does not constitute professional financial, legal, or tax advice.

3. Accuracy of Information

While we strive for accuracy, financial products and scoring models change frequently. We are not responsible for discrepancies between our simulator results and official credit bureau reports (Equifax or TransUnion).

4. Use of Tools

Our tools are provided "as is." You use them at your own risk. Credit Relief Canada shall not be liable for any financial decisions made based on the outcomes generated by our website tools.

5. Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.