Privacy policy
General browsing and use of educational calculators may occur without providing your name or contact information. The website may collect standard technical information such as IP address, device type, browser, pages viewed, referring page, and interaction data through server logs, analytics, security tools, and advertising technologies.
Information submitted through applications
When you use a referral application or personalized assessment, the form may request identity, contact, residence, employment, income, banking, debt, and requested-loan information. This information is used to operate the requested service, prevent fraud, communicate with you, and transmit the request to relevant third-party providers or service processors.
Your choices
Do not submit an application if you do not consent to the form’s stated data use and referral process. You may also adjust browser cookie settings or use available advertising controls. Some functionality may not work correctly when cookies or scripts are disabled.
Referral-service disclosure
Credit Relief Canada is not a lender and does not make credit decisions. Submission of a form does not guarantee an offer. A third-party provider may contact you, request documents, verify identity or income, review credit or banking information, and determine all terms independently.
Cookies, analytics, and advertising
The website may use cookies and similar technologies for analytics, security, preferences, performance, and advertising. Google Analytics and Google AdSense may process information according to their own policies. Advertising and referral relationships may generate compensation for the website.
Terms of use
Educational information only
Articles, calculators, chatbot responses, simulations, and estimates are general information and are not financial, legal, tax, credit-repair, mortgage, or insolvency advice. Verify important decisions with a qualified professional and the applicable provider.
No guarantee of accuracy or availability
We aim to provide useful information, but laws, lender criteria, rates, credit models, and program rules change. Tools are provided “as is” and may be unavailable, incomplete, or inaccurate. Credit-score outputs are not official Equifax or TransUnion scores.
Acceptable use
You may not misuse the website, interfere with its operation, submit false or unlawful information, attempt unauthorized access, or reproduce substantial portions for misleading or unlawful purposes.
Third-party services
Links and referrals may lead to third-party websites and providers that have separate terms and privacy practices. Review those policies before supplying information or accepting an offer.
Governing law
These terms are governed by the laws of Ontario and the applicable federal laws of Canada, without limiting any mandatory consumer rights.
Contact
For privacy questions or policy concerns, email [email protected].